Thom Calandra is the journalist-investor behind The Calandra Report / TCR Network. TCR is a subscriber service ($229 yearly). Thom started CBS MarketWatch/MarketWatch.com in 1996 – it is still the world’s largest financial news service on the Internet. He has written for Bloomberg London, The Financial Times, USA Today, Tucson Citizen & San Francisco Examiner. More about Thom at thomcalandra.com. His novel, PABLO BY NUMBERS, is a financial thriller. He and the family live in Marin County, California, with kids at universities in Montreal, San Diego and France.